Someone is already reading your numbers.
Read them first.
The bank before a loan. A supplier before shipping on terms. A buyer before acquiring the company. They all look at the same figures and decide without you in the room.
The instalment is larger than the cash the business actually generates each month. Stretch repayment from five years to seven and the same amount is covered.
Extract from a real analysis. Company data altered.
Three situations where someone scores you
In each of them the decision rests on the same indicators, and you only learn of it once it has been made.
What the bank sees in your numbers before you walk in, and a complete business plan in the format the institution requires. If you have already been declined, we will tell you why.
Full analysis €249
Business plan €590
When goods leave before you are paid, you have extended credit to that customer. We assess them the way a bank would and tell you what limit is actually covered.
Ten checks €690
Monitoring €290 / mo
Normalised earnings, a reasoned valuation range, and an estimate of how much of the profit walks out with the owner. A document that survives the other side's review.
Who reads your numbers
Fifteen years in banking, credit policy and financial analysis of small and mid-sized companies, spent on the side of the table where the decision is made.
Start with the quick analysis
Send the company registration number and within 24 hours you get an assessment of the financial picture, drawn from the official annual accounts filed with the Serbian Business Registers Agency (APR).
You send the company number
No internal documents and no obligation. The registration number and a few sentences about your plan are enough.
You get the assessment in 24 hours
Key indicators, the trend over recent years, and a clear conclusion on what to do next.
Scope is agreed in writing
If you go further, price and deadline are confirmed by email before anyone sends anything.
The quick analysis uses publicly available data. One request per company.